Services
Clear support for complex wealth
OPUM helps clients manage the main areas of complex private wealth: investments, planning, estate and tax considerations, reporting, and documents. A senior advisor leads the relationship. Clear processes keep decisions visible and followed through.
OPUM provides a focused set of wealth management services.
We help clients see what matters, make decisions with context, and keep execution on track. Each service area is led by a senior advisor and supported by clear reporting, organised records, and documented follow-up.
You have a clearer view of what has been agreed, what has been done, and what still needs attention.
We focus on the areas where complex wealth most often requires clarity, coordination, and reliable execution.
Investment Oversight
Portfolio structure and ongoing review
OPUM helps clients understand how their portfolio is structured, whether it remains aligned with their needs, and where decisions may be required.
We review allocation, liquidity needs, risk exposure, and time horizon. Where external managers or products are involved, we support selection, monitoring, and periodic review.
You have clearer visibility on how your assets are allocated, where risks may sit, and how investment decisions connect to your broader situation.
What this covers
- Portfolio structure and allocation review
- External manager selection and monitoring
- Risk and liquidity review
- Consolidated reporting on portfolio positioning
Wealth Planning
Balance sheet, liquidity, and long-term planning
Complex wealth requires decisions across several areas at once: liquidity, structures, family needs, business interests, and long-term objectives.
OPUM helps clients organise their overall financial situation, assess scenarios, and coordinate decisions across advisors, entities, and family members.
Planning is not a one-time exercise. It should evolve as your situation changes.
What this covers
- Cash flow and liquidity planning
- Balance sheet structuring
- Scenario planning
- Coordination across advisors, entities, and family members
- Continuity and governance planning
Estate Planning
Succession, transfer, and family alignment
OPUM helps clients prepare for the orderly transfer of wealth across generations, structures, and jurisdictions.
We coordinate the process, keep records organised, and help ensure that planning remains clear and current. Where formal legal work is required, we work alongside legal advisors.
You have a clearer view of what is in place, what needs attention, and how different parties are involved.
We do not draft legal documents or provide legal advice.
What this covers
- Succession planning coordination
- Trust and gifting strategy coordination
- Documentation organisation
- Family alignment and communication support
Tax Planning
Tax-aware decisions and advisor coordination
Tax considerations should be visible when important wealth decisions are made.
OPUM helps coordinate tax-aware planning across investment, structuring, and family decisions. We work with external tax advisors to ensure that the right issues are considered at the right time.
You do not need to manage the moving parts alone. We help keep tax-related questions connected to the broader wealth plan.
We do not prepare tax returns or provide formal tax advice.
What this covers
- Tax-aware investment and structuring review
- Annual planning coordination
- Coordination with tax advisors and accountants
- Review of tax implications across planning decisions
Reporting & Documents
Visibility, records, and follow-through
Important information should not be scattered across emails, documents, and separate providers.
OPUM helps keep reporting, documents, approvals, and decisions organised. You have a clearer view of what has been agreed, what has been done, and what still needs attention.
The result is fewer gaps between decisions and execution.
What this covers
- Consolidated reporting across holdings and structures
- Document organisation and access
- Decision and approval tracking
- Routine request handling and follow-through
How we work
Clear advice, organised delivery
Every service area is delivered through the same model: senior advice supported by structured follow-through.
Senior advice
A senior advisor leads the relationship and remains responsible for advice and decisions.
Organised delivery
Reporting, documents, approvals, and follow-up are tracked clearly.
Reliable support
Technology and processes support the work without replacing the relationship.
You work directly with experienced professionals. The structure keeps decisions, information, and actions visible.
Deliverables are specific. Timelines are tracked. Follow-up is clear.
Get in touch
Discuss your situation
If these services are relevant to your situation, we can discuss your needs directly and assess where OPUM can support you.